How it works
Up and running in a minute.
No bank logins, no SMS access, no learning curve. Here is how you get the app, and what using it feels like.
- 1
Join the waitlist
Leave your email and pick Android or iPhone. We’ll send you a testing link when it’s ready.
- 2
Set up in a minute
Pick your language and currency, add your cards and accounts if you like, and meet Penny.
- 3
Log and budget
Add spends in seconds, set budgets, and let Penny tell you how the month is going.
- 4
Bring your people
Start a circle with your partner, friends or family, split costs and settle up.
Who paid? Who owes? Meet Penny.
Fourteen seconds on why we built XPNSE. Turn the sound on.
From the waitlist to your phone
Early access · Android and iOS. Here is what happens after you join.
- 1
You join
Email plus Android or iPhone. That’s all we ask.
- 2
We send a testing link
Google Play testing on Android, TestFlight on iPhone, in waves as spots open.
- 3
Install and start
Tap the link, install, pick your language and currency, and meet Penny.
- 4
Tell us what you think
Early testers shape what we build next. Reply to any email from us.
Early access · Android and iOS
Bring your people into the circle.
Be first to try XPNSE. We’ll email you a testing link for your phone, then launch news. No spam, no ads, free during early access.